Health Insurance Coverage

TABLE OF CONTENTSABSTRACT1TABLE OF CONTENTS2LIST OF TABLES4LIST OF FIGURES5INTRODUCTION61. Types of wellness amends constitution Plans61.1 Indemnity (Fee for service)61.2 Managed Care71.2.1 wellness Maintenance Organizations (HMO)71.2.1.1 root Model HMO.81.2.1.2 Staff Model HMO.81.2.1.3 profits Model HMO.81.2.1.4 soul Practice Association (IPA) HMO.91.2.2 Preferred supplier Organizations (PPO)91.2.3 Point of attend (POS)101.3 Consumer Choice Products101.3.1 Health Reimbursement Accounts (HRA)101.3.2 Medical savings Accounts (MSA)111.3.3 Flexible consumption Accounts (FSA)111.4 Medicare Supplement Insurance (MSI)121.5 Long consideration Care (LTC)121.5.1 practiced Nursing Care131.5.2 Intermediate Nursing Care131.5.3 tutelar Care131.5.4 Home Care131.6 impediment Insurance141.7 hospital-Surgical Policies151.8 Catastrophic and Specified Disease Coverage161.9 Hospital Indemnity162. Health Insurance in jokester172.1 Health Institutions and Personnel in Turkey172.2 Provision o f Health Services in Turkey183. Conclusion22REFERENCES23LIST OF TABLESTable 1: verse of in-patient and out-patient medical institutions17Table 2: Health payments of Government Employees Retirement Fund19Table 3: Health payments of sociable Insurance Institution19Tablo 4: Total wellness costs in OECD countries as a ratio20Tablo 5: Total health expenditures in OECD countries as a % of GDP20LIST OF FIGURESFigure 1: Total expenditure on health as % of GDP in selected OECD countries and Turkey (2007)21INTRODUCTIONBefore approving a health insurance contract, the insurance follow requisites the individual to recruit that he is insurable. This process is usually called underwriting.

In underwriting, the hazards that affect the fortune of loss must be evaluated. after(prenominal) the individual is lay out appropriate for insurance, the cost of the policy should be set and this depends on several factors. The first and the next obvious factor is age. yearly claims generally increase with advancing age for all types of benefits. sexual activity is also of bulky significance in health insurance especially in deadening income insurance. Females show higher disability rates than males up to the age 55 in most studies. The individual?s medical history is also of concern. erstwhile(prenominal) illnesses or accidents will plausibly increase the cost of policy. Also... If you want to get a lavish essay, order it on our website: OrderCustomPaper.com

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